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Our Coverage Options

We prioritize finding you the policy from our insurance coverage options that provides the right balance of coverage and cost savings for your specific circumstances!

Unlimited insurance coverage options provide freedom of choice.

Unlike captive agents, we’re not tied to one company, so you get access to unlimited options. Below are just some of the coverages we have to offer whether you are looking for personal or commercial insurance.

Personal Insurance Coverage Options

Our personal insurance coverage options can help you for your specific situation to cover a wide range of needs.

Homeowners/Mobile Home

It’s not always easy to find the best Homeowners policy to protect what’s likely your most valuable asset. Cox Insurance helps you find the Homeowners insurance that will meet your needs and provide the most valuable combination of tailored coverage, quality service, and competitive pricing.


Car insurance is about much more than covering damage to your car. You’re at risk every time you get into a car, so you need coverage for not only your vehicle, but for yourself, your loved ones, and any other people who may be harmed as a result of an incident.

Specialty/Vacant Dwelling

Traditional homeowners insurance excludes coverage for properties that are not owner-occupied. If you own a rental property or a home that happens to be vacant, you need Specialty Dwelling insurance.


Special vehicles, like ATVs, require special insurance. Cox Insurance can find you the specialized coverage you need for your specialized vehicles, so you can protect your investment and focus on having fun.


Protect your investment with coverage that’s designed with boat owners in mind. Cox Insurance will find you comprehensive insurance protection that protects you, your friends, family, your watercraft, and your boating equipment.


Condo insurance (also referred to as an H0-6 policy) covers your condo & certain townhome units beyond the limitations of your condo association insurance. Cox Insurance is here to help you understand the differences between a Homeowners policy and Condo policy.


Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages. Cox Insurance covers a full spectrum of vehicles.


RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. RVs that are for personal, recreational use can be insured for up to 250 days per year.


Even when you don’t own your home, it stores many things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select.


If you were found negligent or liable for someone else’s bodily injury or death, would you have enough insurance to protect your assets? Umbrella insurance is a stand-alone liability policy that provides an additional limit of liability over and above your underlying liability limits on existing homeowners and auto insurance policies.


Flood insurance is for more than just catastrophic flood events—in fact, it only takes a few inches of standing water to cause tens of thousands of dollars worth of damage. This coverage is not included with Homeowners insurance, so Cox Insurance helps ensure you have the flood protection you need.

Why Should I Obtain Insurance?

Insurance is your financial plan’s safety net. Having the right insurance at the right amount protects you and your family from unforeseen events and provides a baseline financial cushion. Without it, you could be financially wrecked in the event something tragic happens.

Plan for the future and don’t let this be you – holler at us today! 

Commercial Insurance Coverage Options

Better commercial insurance coverage helps you worry less and focus on what matters most — growing your business.

Business Package

Choosing the right business or commercial insurance plan for your business can be very confusing. Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements.

Commercial Property

This special type of insurance covers your company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers. The building should also be protected from damaging events such as fire, burglary and vandalism, as well as the aftermath effects of such damage.

Commercial Auto

As a business owner, you may have one or more vehicles, such as delivery vehicles, taxis, limos or buses. The right commercial auto insurance covers you for accidents, injuries and other incidents that can put those investments at risk.

Commercial Umbrella

If you encounter a loss that exceeds the limits of the coverage you have to manage accidents, mistakes and injuries, the impacts could be devastating. Cox Insurance can help you protect the assets you have today by providing added coverage where you need it most.


There are many types of independent contractors who all need independent contractors liability insurance and other coverage to match their specific risks. We insure many types of contractors including Landscapers, Electricians, Carpenters, and many more.

Farm & Ranch

Protecting your farm and ranch is important to provide coverage for the property and liablity. Coverages can be tailored to suit your needs.


Our job as an independent insurance provider is to help you navigate a cumbersome system to find the best fit for your bond requirements, including Surety Bonds, Lost Title Bonds, Contract Surety Bonds, and License and Permit Bonds. We can help you identify your bond needs, provide you with your bond, and help you get it to the party requesting.

Cyber Liability

Cyber insurance (typically not included with General Liability insurance) covers your business’ liability for a data breach that includes sensitive customer information. This could include things like Social Security numbers, credit card numbers, account numbers, driver’s license numbers and even medical records.

General Liability

General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, General Liability coverage is mandatory. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.


There are multiple components that make up a comprehensive Restaurant insurance policy, including General Liability, Workers Compensation, Loss of Income, Property Damage, and Crime & Vandalism.

Workers Compensation

Required in most states, Workers Compensation coverage is an insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.


Whether your a small or large garage or repair shop, our coverage can help with liability for accidents or faulty work, protecting you from lawsuits and damages to your business.

Oil & Gas

There are many risks and companies could benefit from insurance coverage to reduce their exposure with their oil and gas businesses. We can help customize your coverage to bring peace of mind, so you don’t have to worry about the unexpected.

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With Cox Insurance, you can rest easy knowing you’re prepared to deal with the bad news in the best way possible, with the best support possible.

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"If you need insurance, I recommend you visit Tessa @ Cox Insurance to save yourself time because you won’t need look anywhere else after consulting with her! The only thing better than saving yourself time, is saving money and Tessa will go above and beyond to achieve that. If making sure clients get the best bang-for-their-buck was a sport, she’d be the Tom Brady of it.
11/10 service and customer support!"
- Levi

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“Tessa has been our go to for insurance for a long time. When she recently opened her own business we couldn’t have been happier. She has answered every single question for us with a smile and a quick response. She recently saved us a significant amount on both our home and auto policies. This directly after I had asked my current provider to reprice and they couldn’t save me anything. We are forever thankful for Tessa!!”
- Amanda

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“Tessa was a wonderful help to us when we discovered an issue with our insurance. She worked tirelessly and had us covered within 1 day! And affordable coverage at that. She customized our policies to us giving us adequate coverage and an awesome customer experience. Canadian is so blessed that she opened her office! We felt that she really cared for our predicament and did not make us wait 30 days or more to get things figured out. Thank you, Tessa!”
- Tracie

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"Tessa is the BEST! She was able to get us exactly what we wanted and lower than we previously had! Super friendly, knowledgeable and soo helpful understanding those policies! We are so excited to have her as our agent!"
- Adilene

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“Highly recommend Tessa, she worked very hard on our homeowners insurance. Got some great quotes with different options and explained everything in detail. She does a great job!!!”
- Tana

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"I recently reached out to Tessa for an insurance quote. She went above and beyond. All in all & apples to apples, she has saved my family $1,400.00/year. We switched everything to her, it was a no brainer. I highly recommend Cox Insurance! ⭐️⭐️⭐️⭐️⭐️ Rating!"
- Chase

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